Overview

At CFG-Holdings, transparency is a core principle that guides our operations and interactions with stakeholders. We recognize that transparency fosters trust and accountability, essential components for building strong relationships with our shareholders, employees, customers, and the communities we serve. Our commitment to transparent practices ensures that all stakeholders are well-informed about our business activities, decision-making processes, and financial performance.

Core Principles of Transparency

We adhere to the following core principles to maintain high levels of transparency:

• Openness: We communicate openly about our business strategies, governance practices, and performance metrics, ensuring that stakeholders have access to relevant information.
• Clarity: We strive for clarity in our communications, avoiding jargon and complex language to ensure that our messages are easily understood.
• Responsiveness: We are committed to addressing stakeholder inquiries and concerns promptly and effectively, fostering an environment of trust and collaboration.

Commitment to Disclosure

CFG-Holdings is dedicated to providing timely and accurate disclosures regarding our financial and operational performance. Key aspects of our commitment include:

1. Financial Reporting
   • We adhere to the International Financial Reporting Standards (IFRS) to ensure that our financial statements are prepared with integrity and consistency.
   • Our financial reports will be made publicly available, providing stakeholders with a clear understanding of our financial position and results.
2. Governance Practices
   • We are committed to disclosing our corporate governance framework, including the composition and responsibilities of our Board of Directors and its committees.
   • Key governance documents, such as our Code of Conduct and corporate governance policies, will be accessible to stakeholders.
3. Stakeholder Communication
   • CFG-Holdings will engage regularly with stakeholders through various communication channels, including annual reports, shareholder meetings, and press releases.
   • We will provide updates on key business developments, strategic initiatives, and risk management efforts to keep stakeholders informed.
4. Material Events
   • We are committed to timely disclosure of any material events or changes that may impact our business, ensuring that stakeholders receive relevant information without delay.
   • This includes significant operational changes, financial transactions, and regulatory developments.

Engagement with Stakeholders

Transparency is a two-way street, and we actively seek feedback from our stakeholders to enhance our practices. Our approach to stakeholder engagement includes:

• Regular Surveys and Feedback Mechanisms: We will conduct periodic surveys to gather stakeholder opinions on our performance and transparency practices, using this feedback to inform improvements.
• Open Forums: We will hold open forums and town hall meetings, allowing stakeholders to voice their concerns and ask questions directly to our management team.

Training and Awareness

To promote a culture of transparency within our organization, CFG-Holdings provides training and resources for our employees. This includes:

• Training Programs: Regular training on the importance of transparency in decision-making and communication, ensuring all employees understand their role in fostering an open environment.
• Ethics and Transparency Workshops: Interactive workshops to discuss real-world scenarios and best practices for maintaining transparency in business operations.

Looking Ahead

As CFG-Holdings continues to grow, we remain committed to enhancing our transparency practices. We recognize that maintaining high levels of transparency is vital for building stakeholder trust and confidence. Our ongoing efforts to improve communication and disclosure will ensure that we are accountable for our actions and decisions.

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Conclusion

Transparency at CFG-Holdings is not merely a policy but a fundamental aspect of our corporate culture. By prioritizing transparency in our operations and communications, we aim to strengthen relationships with our stakeholders, uphold our reputation, and contribute to the sustainable growth of our company. We believe that transparent practices are essential for building a resilient and responsible organization that thrives in today’s dynamic business environment.