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Overview of CFG-Holdings Plc

Welcome to Citrine Financial Group Holdings Plc (CFG-Holdings Plc), a Pan-African financial services institution with a dynamic approach to investing in Africa's future. Established with a vision to bridge financial needs across the continent, CFG-Holdings Plc leverages a wealth of expertise and resources to drive meaningful economic impact.

Who We Are

CFG-Holdings Plc is a Rwandan-registered financial services group with a primary focus on delivering innovative financial solutions that empower individuals, businesses, and communities across Africa. Guided by a commitment to growth, transparency, and resilience, our mission is to create financial pathways that support sustainable economic development on the continent. Here’s a comprehensive summary about us:



Our Vision

To become Africa’s leading financial powerhouse, catalyzing sustainable economic growth, innovation, and development across the continent. We envision a future where financial inclusion and economic empowerment drive prosperity for all African nations and communities.



Our Mission

Our mission is to deliver innovative, reliable, and accessible financial solutions that support economic resilience, empower individuals, and strengthen African communities. Through strategic partnerships and responsible investment, we are building an inclusive financial ecosystem that fosters long-term, impactful growth.



Our Values

  • Integrity: Upholding honesty, transparency, and accountability in every aspect of our operations.
  • Innovation: Driving forward-thinking solutions that meet the evolving needs of our customers.
  • Sustainability: Committing to responsible practices that benefit both the environment and society.
  • Inclusivity: Ensuring financial services are accessible and equitable for all African communities.
  • Excellence: Striving for the highest standards of service, quality, and operational efficiency.




Our Purpose

CFG-Holdings exists to make financial empowerment possible for all, creating pathways for individuals, businesses, and communities to achieve their goals. By delivering impactful financial solutions, we aim to transform lives, strengthen economies, and contribute to Africa’s sustainable future.



Accountability

Accountability is foundational to CFG-Holdings’ success. We ensure all operations are conducted with transparency, from our boardroom to community impact programs. We maintain strict compliance with regulatory standards, robust internal controls, and open communication to uphold the trust of our stakeholders and communities.



Board Committees

CFG-Holdings’ board committees oversee key areas to support our strategic objectives and operational integrity. These committees include:
  • Audit Committee: Monitors financial reporting, risk management, and compliance.
  • Risk & Compliance Committee: Ensures sound risk management and adherence to regulatory policies.
  • Governance & Nominations Committee: Oversees board composition and corporate governance practices.
  • Remuneration Committee: Establishes fair and competitive compensation structures.
  • Corporate Social Responsibility (CSR) Committee: Guides and evaluates our social impact and sustainability efforts.




Board of Directors

CFG-Holdings’ Board of Directors comprises respected leaders with extensive experience across finance, governance, and industry sectors. The board provides strategic direction, oversees governance practices, and ensures the company’s operations align with our mission and values. Their combined expertise and vision drive CFG-Holdings forward as a leader in the African financial landscape.



Management Team

Our management team brings together seasoned professionals who lead with vision, integrity, and dedication. They guide CFG-Holdings’ operations, implement our strategic goals, and maintain the company’s standards of excellence across all divisions. Their leadership enables CFG-Holdings to navigate industry challenges, embrace new opportunities, and deliver outstanding value to our stakeholders.

What We Do

Our work spans multiple financial sectors, offering a suite of services designed to meet the evolving needs of businesses, individuals, and communities. CFG-Holdings provides financial services through a range of subsidiaries, including investment banking, commercial banking, fintech solutions, asset management, and insurance. Together, these divisions enable us to support Africa’s growth with tailored, effective financial solutions that deliver real value.



Our Subsidiaries

CFG-Holdings’ impact is amplified through our diverse subsidiaries, each dedicated to a unique aspect of financial service. Our subsidiaries include:
  • CFG-InvestmentBank – Driving capital growth and investment solutions across sectors in Africa.
  • CFG-CommercialBank – Providing essential banking services to businesses and individuals.
  • CFG-FintechBank – Pioneering digital banking and financial technology to increase accessibility and efficiency.
  • CFG-AgriBank – Supporting agriculture through financial solutions that promote sustainable food systems.
  • CFG-Insurance – Offering comprehensive risk management solutions for individuals and businesses.
  • CFG-SavingsFXB – Helping individuals achieve financial independence through savings and FX services.
  • CFG-Securities – Delivering securities and asset management services to support long-term wealth creation.
  • CFG-AssetManagement – Helping clients achieve their financial goals through strategic asset management.
  • CFG-GroupFoundation – Empowering African communities through targeted social and economic development initiatives.

Cookies Policy

Our Cookies Policy explains how CFG-Holdings uses cookies to enhance user experience, track website performance, and gather analytics. This policy details the types of cookies used, user consent procedures, and how users can control their preferences. We respect privacy preferences and allow users to opt in or out of non-essential cookies.



Disclaimer Policy

This policy clarifies the limitations of liability regarding the information provided on CFG-Holdings’ platforms. While we strive for accuracy, this disclaimer acknowledges that content may be subject to changes and should not substitute professional advice. Users agree to use information responsibly, recognizing potential risks.



Diversity and Inclusion Policy

At CFG-Holdings, we celebrate diversity and strive for an inclusive workplace where everyone feels valued. This policy promotes equal opportunities, non-discrimination, and respect for diverse backgrounds, ensuring CFG-Holdings is a space that champions varied perspectives, talents, and ideas.



Intellectual Property Rights

Our Intellectual Property Rights policy outlines CFG-Holdings’ ownership over its content, trademarks, and brand assets. This policy protects against unauthorized use or reproduction, ensuring that our intellectual property is safeguarded and that users respect CFG-Holdings’ proprietary rights.



Investor Relations Policy

The Investor Relations Policy governs our commitment to clear and timely communication with investors. We prioritize transparency, regular reporting, and compliance with regulatory standards, ensuring that investors have access to accurate information to make informed decisions.



Privacy Policy

CFG-Holdings is committed to protecting user privacy. This policy explains how we collect, use, store, and share personal data in compliance with regulatory standards. Users have control over their data, with options to access, update, or delete information, ensuring confidentiality and respect for privacy rights.



Security Policy

Our Security Policy safeguards user data and CFG-Holdings’ information systems. It outlines the protective measures we take to prevent unauthorized access, data breaches, and cyber threats. Through robust security protocols and regular updates, we prioritize the safety of our digital ecosystem.



Sustainability Policy

CFG-Holdings is dedicated to sustainable growth and environmental stewardship. This policy outlines our commitment to ethical practices, eco-friendly initiatives, and responsible investments that support long-term social and environmental well-being in the regions we serve.



Terms and Conditions

The Terms and Conditions govern the use of CFG-Holdings’ website and services, covering topics like user obligations, permissible use, and liability. By using our services, users agree to these terms, which help maintain a respectful, secure environment for all parties involved.



Third Party Links and Services

This policy outlines the terms under which CFG-Holdings may provide links to third-party websites and services. It clarifies that while we may provide access to external resources, we are not liable for their content or practices, encouraging users to review third-party policies independently.

Investment Sectors

CFG-Holdings strategically focuses on sectors essential to Africa’s development and economic resilience, including finance, agriculture, technology, infrastructure, and healthcare. Through responsible investments, we aim to promote sustainable industries, create jobs, and enhance the quality of life in the communities we serve. Our portfolio reflects a commitment to innovation and long-term impact, helping Africa realize its full potential.



Managing Risks

At CFG-Holdings, risk management is a core component of our commitment to sustainable growth and operational resilience. We employ a comprehensive, proactive risk management framework that identifies, assesses, and mitigates potential threats to our objectives and operations. This includes financial risks, operational risks, strategic risks, and external factors such as regulatory changes and macroeconomic volatility. Our team of experts implements best-in-class practices, backed by advanced analytics and regular audits, to ensure CFG-Holdings remains agile and robust against diverse risk exposures.



Work With Us

Join our mission-driven team dedicated to transforming Africa’s financial landscape. CFG-Holdings offers diverse career paths in finance, technology, customer service, and operations, fostering a collaborative and inclusive work environment. We provide our employees with opportunities for growth, development, and impactful work. Discover how you can grow with us and make a difference.



Contact Us

Connect with CFG-Holdings to learn more about our services, investment opportunities, or partnerships. Our team is available to answer your questions, provide information, and help you explore ways we can work together. Reach us through our website, support@cfg-holdings.com, or by visiting our headquarters.
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More About Our Impact

We are dedicated to driving positive change across various sectors, focusing on development, culture, SMEs, innovation, and agriculture.

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